MESSAGE FROM THE PRESIDENT





DECISIONS, DECISIONS. They occupy our days and keep us awake at night. But I think it's safe to say some of the most important and often frustrating decisions we have to make throughout our lives involve money. At MORELAND CAPITAL, we hope to make at least some of those decisions a little easier.

Since 2003, we have successfully maintained our people-oriented approach towards financial planning and maximized our ability to offer the latest market tools to satisfy the needs of our clients. Looking forward, MORELAND CAPITAL hopes to achieve modest growth, participate in valuable learning opportunities, and continue to foster the ongoing relationships we've established over the years.

In response to the ever-changing business environment, MORELAND CAPITAL has recently established a new, long-term corporate vision and marketing approach that will build upon and enhance our overall mission. We trust this will help us respond better to increasingly diversified and intricate customer requirements as well as variable market dynamics. Further, as a responsible member of society, we are determined to increase our contributions to the community through both business operations and extracurricular activities.

Whether you're one of our current clients, a future prospect, or just stopping by to say hello, I'd like to personally welcome you to the MORELAND CAPITAL family and am available anytime if you have questions or suggestions. We're very excited about the road ahead and hope you'll join us for the ride.

Sincerely,


Thomas K. Moreland
President & CEO


THOMAS K. MORELAND graduated from the University of La Verne with a degree in Accounting and has worked for a number of well-known financial firms including Everen Securities (Wachovia), Paine Webber (UBS), and New York Life. Tom has received notable accolades for his professional successes including the 2003 National Leadership Award and most recently, selection as a member of the Heritage Who's Who. He recently relocated to Hailey, Idaho where he enjoys spending time with his wife and three children.




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